Oct 13, 2026

FundedNext Review 2026: Challenge Rules

FundedNext offers CFD challenges under its "Stellar" brand, plus futures challenges and occasional experimental "Labs" plans. Its big selling point is speed: it promises rewards within 24 hours, or it adds $1,000 to your payout. This guide covers the rules for each model, how rewards work, and how to track a FundedNext challenge in a journal.

Rules and prices below come from FundedNext's official website and Help Center as of October 13, 2026. FundedNext's own pages occasionally disagree; where they do, we say so. Always confirm on fundednext.com before you buy.

FundedNext CFD Challenge Rules at a Glance

	Stellar 2-Step	Stellar 1-Step	Stellar Lite	Stellar Instant
Profit target	8%, then 5%	10%	8%, then 4%	None
Max daily loss	5%	3%	4%	None
Max loss	10%, static	6%, static	8%, static	6%, trailing
Minimum trading days	5	2	5 (the product page says 2)	None
Time limit	None (inactive after 60 days)	None	None	None
Account sizes	$6K–$200K	$6K–$200K	$5K–$200K	$2K–$20K
Example price ($100K)	$549.99	$569.99	$399.99	n/a ($20K: $599.99)

Reward share. It starts at 80% on the Stellar models and can rise to 90% through FundedNext's Scale-Up plan, or 95% with a paid add-on. On the 2-Step, you choose a payout schedule at checkout:

80% with the first reward after 21 days
60% every 3 days
90% on demand

Fee refund. The fee is refunded with your 1st reward on the 2-Step, and with your 3rd reward on the 1-Step and Lite. Instant fees aren't refunded.

Challenge-phase reward. The 1-Step and 2-Step also pay 15% of the challenge profit target. It's paid only once your funded account qualifies for Scale-Up, and it isn't available to US clients.

FundedNext Futures

FundedNext's futures challenges come in three models: Flex, Rapid and Direct. Max loss trails your end-of-day balance on all three.

Flex ($50K–$150K):
- no daily loss limit
- 40% consistency rule during the challenge only
- 95% reward share
Rapid ($25K–$100K):
- Pro version: no daily loss limit, with a 40% consistency rule on the funded account
- Daily version: has a daily loss limit
- 90% reward share
Direct ($50K):
- funded from day one, with no challenge
- $1,000 daily loss limit
- permanent 20% consistency rule

Futures platforms are Tradovate, NinjaTrader and TradingView (through Tradovate), with no platform or data fees. Open positions are closed automatically at 3:10 PM CT.

What about the FundedNext Bolt Challenge?

Bolt was a $50K futures challenge. FundedNext's help center says Bolt stopped being available for new purchases and resets on July 10, 2026, and it no longer appears on the main pricing page. If you already hold a Bolt account, its published rules are:

Profit target: $3,000
Max loss limit: $2,000, end-of-day trailing
Daily loss limit: $1,000, a soft breach
Consistency rule: 40% during the challenge. No single day can exceed $1,200; if one does, your target becomes your best day ÷ 0.40.
Funded account: no consistency rule, and an 80% reward share

Check your dashboard for the terms that apply to your account.

The 24-Hour Reward Guarantee

FundedNext's wording: "If we don't disburse your reward within 24 hours, FundedNext will add an additional $1,000 on top of your original reward." The only exception is a request submitted with incorrect details. Rewards are paid in USDT, USDC or through RiseWorks.

Key FundedNext Trading Rules

News trading: allowed. On funded and Instant accounts, profit made within 5 minutes either side of high-impact news counts at only 40%. The challenge phases are exempt.
Overnight and weekend holding: allowed on CFD accounts, with swap charges.
EAs: only on accounts under $50K, on MT4 or MT5, and only with a paid add-on. Accounts of $50K and up must trade manually.
CFD platforms:
- MT4 and MT5 are free.
- cTrader and Match-Trader cost a one-time $25.
- US clients can only use Match-Trader.
Prohibited: latency or arbitrage trading, high-frequency trading, tick scalping, grid trading, hedging across accounts, copy trading from third parties, and "gambling" behaviour such as using 70% or more of your margin. See FundedNext's forbidden list.

How to Track a FundedNext Challenge

Separate accounts for each phase. Log Phase 1, Phase 2 and the funded account as separate accounts in StonkJournal, so you can see how your trading changes once real rewards are at stake. See the multi-account trading journal.
Set rules from the model you bought. The 1-Step has a 3% daily loss and a 6% max loss, which is much tighter than the 2-Step's 5% and 10%. Add those as risk rules, with a buffer.
Tag news trades. On funded accounts, profit near high-impact news only counts at 40%. Tag those trades and you'll know whether news trading is worth it for you.
Watch margin and size. FundedNext treats using 70% or more of your margin as gambling. Logging your position size on every trade makes oversizing visible.
Review your daily P&L spread. For futures models with consistency rules, the calendar heatmap shows when one day is carrying the account.

Other Prop Firm Guides

FTMO rules: CFD 2-Step, 1-Step and Instant
Topstep rules and payouts: futures Trading Combine
Apex Trader Funding rules and payouts: EOD and intraday futures evaluations

More guides are on the StonkJournal blog.

Frequently Asked Questions

What are the FundedNext Stellar 2-Step rules?
An 8% target in Phase 1 and 5% in Phase 2, a 5% max daily loss, a 10% static max loss and at least 5 trading days, with no time limit.

What's the difference between FundedNext 1-Step and 2-Step?
The 1-Step has one 10% target but tighter limits: a 3% daily loss and a 6% max loss. The 2-Step has two targets but more room: a 5% daily loss and a 10% max loss.

Does FundedNext really pay in 24 hours?
FundedNext promises to add $1,000 to your reward if it isn't paid within 24 hours of your request, unless your payment details are incorrect.

Can I trade news with FundedNext?
Yes. During challenges there's no restriction. On funded and Instant accounts, profit made within 5 minutes of high-impact news counts at 40%.

What are the FundedNext Bolt challenge rules?
Bolt was a $50K futures challenge with a $3,000 target, a $2,000 end-of-day trailing max loss, a $1,000 soft daily loss limit and a 40% consistency rule during the challenge. FundedNext stopped selling it on July 10, 2026.

Can I use an EA on FundedNext?
Only on CFD accounts under $50K, on MT4 or MT5, with a paid add-on. Accounts of $50K and above must trade manually.